Adyen Payment Integration

Klarna is the leading global payments and shopping service, providing smarter and more flexible shopping and purchase experiences to 150 million active consumers across more than 500,000 merchants in 45 countries. Klarna offers direct payments, pay after delivery options and instalment plans in a smooth one-click purchase experience that lets consumers pay when and how they prefer to.

Seamless embedded insurance solutions for retail businesses. Embri is an Insurtech platform offering seamless embedded insurance solutions for the high value and luxury retail market, a sector previously underserved by traditional insurance.

Clearpay is a payment service that lends customers a fixed amount of credit to make purchases instantly and then pay for them in 4 automatic instalments, made every 2 weeks, without any interest (late fees apply). For retailers it allows you to acquire new-to-file millennial and Gen Z customers, attract customers who shop more often and spend more and improve conversion and increase average
order values.

Avalara started as a provider of digital sales tax compliance solutions in the U.S. and has grown globally to become a market leader in compliance automation software. Avalara's mission is to be part of every transaction in the world by automating the compliance journey for businesses of all sizes.

UnionPay International (UPI) is a subsidiary of China UnionPay focused on the growth and support of UnionPay's global business. In partnership with more than 2500 institutions worldwide, UnionPay International has enabled card acceptance in 181 countries and regions with issuance in 79 countries and regions.

At V12 we really understand how point of sale credit can unlock your sales potential. Our cutting-edge technology-led approach helps retailers give customers the freedom to purchase how, when and where they want.